Payments & Loyalty
The race to digital is on.
Ready to compete?
In the fast-moving payments world, the goalposts are constantly changing. From cash to contactless, to mobile wallets and digital currencies, innovation is as unrelenting as customer expectations.
Growth opportunities abound, but competition is fierce. To stand out, you need to stay agile and continuously meet demand for choice, speed, and convenience.
Innovate at speed
With a partner who knows your business
ThoughtFocus domain experts live and breathe the payments world. We understand your business and what it takes to stay on top. Our agile strategies, solutions, and services help you innovate at speed and create the fast and seamless experiences today’s customers expect. Everything we deliver is tailored to your business, accelerating time to value and driving up efficiency.
Our Unique Advantage
- Deep domain and technical expertise
- Highly configurable solution frameworks
- Unlimited scalability at high performance
- Unmatched flexibility and customer focus
- Fail-safe security and ease of compliance
- Global reach and local expertise
Our Expertise
We serve payment providers, processors, merchants, and ISVs with configurable solutions at the sharp edge of innovation.
Acquiring and Issuing Platforms
Build a robust yet flexible platform for acquiring and issuing transactions. Scale without limits at the same high level of performance.
- Process transactions with incredible speed and resilience
- Leverage cutting-edge technology to optimize processes
- Configure features freely to meet your business needs
Loyalty Solution Platforms
Drive up customer retention with a custom-built loyalty platform, tailored to your brand and the needs of your members and stakeholders.
- Seamlessly integrate with POS systems for a frictionless loyalty experience
- Engage and incentivize members with web-based and mobile applications
- Use innovative technologies to personalize the user experience
Point-of-Sale Solutions
Leverage configurable frameworks to architect innovative POS solutions for traditional, virtual and mobile terminals.
- Accelerate design, development, testing, and certification
- Integrate seamlessly with diverse applications, terminals, and devices
- Innovate and add value with custom development and services
E-Commerce Solution Platforms
Architect a best-in-class omnichannel payment experience. Optimize your existing platform or build a custom solution that better meets your needs.
- Deliver a seamless experience across multiple channels and devices
- Make light work of integration with diverse processors, systems, and platforms
- Minimize PCI scope with a compliance-ready solution
Transaction Routing Platforms
Drive tighter security, higher acceptance rates, and lower costs with our feature-rich and configurable payment gateway framework.
- Easily customize features, integrations, and certifications to suit your business
- Enhance merchant control and fraud protection through rule-based transaction routing
- Integrate effortlessly with multiple payment processors for a frictionless customer experience
Alternative Payments Solutions
Build seamless solutions for cashless person-to-person payments. Tailor features and integrations to unique business and market needs.
- Orchestrate complex transactions with speed, security, and ease
- Integrate with voice technologies, SMS gateways, and wallet management engines
- Accelerate time to value with our configurable transaction management framework
Scaffolding Solutions
Bridge the gap between diverse payment platforms and processors. Ease integration and drive seamless inter-platform communication.
- Connect disparate platforms or applications within complex payment ecosystems
- Consolidate diverse transaction types, processing systems, and transaction protocols
- Minimize PCI scope and simplify certification with a compliance-ready solution
EMV Engineering Services
Ease the burden of EMV certification with our expert advisory, management and engineering services. Mitigate risks, reduce costs, and add value across the entire certification life cycle.
- Lay the foundation for successful certification with our expert EMV Technical Advisory Service
- Lighten the load on your business with our end-to-end EMV L3 Certification Management Service
- Build a fail-safe, compliance-ready solution with our comprehensive EMV Engineering Service
Product Engineering
Accelerate development of innovative custom solutions with our pre-built yet highly configurable products.
- Easily configure our proven frameworks to the needs of your target market
- Customize features and interfaces to reflect the uniqueness of your brand
- Deploy flexibly as a hosted solution (PaaS) or a fully packaged turnkey product
RELATED SERVICES
Reshape Your Future
Make the leap from technology to transformation with expert-led services tailored to your business.
RELATED PRODUCTS
Accelerate Time to Value
Step into the digital future today with products that address the unique needs of your business.
Transform mobile devices into ready-made mPOS terminals.
Go to market faster with a best-in-class payment processing solution.
Leverage a scalable foundation for switching and routing solutions.
Engage and incentivize customers with a feature-rich loyalty framework.
Simplify and accelerate payment processor integration.
Streamline EMV testing and certification of MSR devices.
